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Pearl News

March 2024 – Vault Card

What is the Vault Visa Card?

  • The Vault Card is a Visa debit card account which you can use for your biweekly paycheck.
  • The Vault card works like any standard debit card, allowing for both ATM cash withdrawals and point-of-sale purchases.
  • When enrolled, the Vault Card will be setup in your Paycom Direct Deposit menu where you may arrange for a portion or the full amount of each check to be allocated to the card.

What are the benefits of using the Vault Card?

  • No monthly overdraft fees associated with owning or using the card (see https://www.visaprepaidprocessing.com/Vault/Program/Fee for all the fee information).
  • Receive your funds on your card up to 2 days before payday.
  • Access to Visa rewards and offers.
  • No ATM withdrawal fees (if used at Allpoint ATMs)

How do I enroll in the Vault Card?

  • Within Paycom (using the website or app), navigate to Payroll> My Vault Card. From there, you will be able to view existing direct deposit accounts linked to your profile and apply for a new Vault Card.
  • Once you have enrolled in the Vault Card, you will receive immediate digital access to your card while you wait for the personalized physical card to be mailed to you.